Executing Cooperative Credit
Credit given to a primary cooperative employees ( cooperative / employees ) and cooperative ( PKP/ GKP-RI) to working capital savings and loan for its members, where a bank do tying credit cooperative.
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PKPRI/GKPRI
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Civil servants cooperative in the vicinity of the government agencies involved in the state owned business entities (BUMN) and regional owned business entities (BUMD) .
- Civil servants cooperative in private companies with the following company criteria:
- Are legal entities limited company ( PT).
- Have operated more than 5 ( five ) years.
- Not included in the economic sector and business activities containing high risk as:
- Company commodities that are fluctuating high.
- Company much influenced by a factor of external as factor weather and others.
- In location of economic activities that is in a particular location, such as the area conflict unrest or / disaster prone.
- A period of time for seven facilities: maximum seven years .
Uses facilities
- Fund their working capital savings and loan employee cooperative / employees
Excellence
- Versed more than 24 years serving credit for cooperatives civil servants / state-owned companies / bumd and cooperatives professional workers
- The process easy and fast with marketing active pick up the ball
- Flowers competitive
- Disbursement could be done through account cooperatives
Requirements and provisions:
- Fill in the Loan Application Form (FPP).
- Copy of RAT of cooperative as a legal entity
- Copy of RAT for the last 2 (two) years.
- Copy of NPWP on behalf of the cooperative.
- Copy of KTP of cooperative management consisting of the cooperative’s core management.
- Cooperative management letter legalized by PKP-RI / GKP RI or the Cooperative Office and states there is no family relationship.
- Letter of authorization for signing a credit agreement.
- Power of Attorney Account debit.
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Supporting Documents: a. List of treasurer salary bills b. Copy of cash book for the past 3 months. c. Copy of salary slip / salary recap of the last 1 month. d. List of prospective borrowers (DCP) and states not entered into problematic cooperative members. e. Power of attorney for salary deductions by prospective borrowers f. Official authorized to make salary deductions