COMMERCIAL LOANS

Cooperative Executing Loans

Cooperative Executing Loans

Credit given to a primary cooperative employees ( cooperative / employees ) and cooperative ( pkp / gkp-ri ) to working capital savings and loan for its members, where a bank do tying credit cooperative.

The target of the marketing of the channeling of credits to loan and save cooperative ( the pattern of executing ) pt pgn promised to supply:

  • PKPRI/GKPRI

  • Civil servants cooperative in the vicinity of the government agencies involved in the , state owned business entities ( BUMN ) , and regional owned business entities will ( BUMD ) .

  • Civil servants cooperative in private companies with kiteria the company is as follows:
    • Are legal entities limited company ( pt ).
    • Have operated more than 5 ( five ) years.
    • Not included in the economic sector and business activities containing high risk as:
      • Company commodities that are fluctuating high.
      • Company much influenced by a factor of ekstemal as faklor weather and others – other.
      • In location of economic activities that is in a particular location, such as the area conflict / unrest or disaster prone.
  • A period of time for seven facilities: maximum seven years .

Uses facilities

  • Fund their working capital savings and loan employee cooperative / employees

Excellence

  • Versed more than 24 years serving credit for cooperatives civil servants / state-owned companies / bumd and cooperatives professional workers
  • The process easy and fast with marketing active pick up the ball
  • Flowers competitive
  • Disbursement could be done through account cooperatives

Requirements and provisions:

  • Dokumen Utama :
    • Mengisi Formulir Permohonan Pinjaman (FPP).
    • Fotokopi SK pengesahan koperasi sebagai badan hukum / fotokopi
    • SK pengesahan perubahan anggaran dasar terakhir.
    • Fotokopi RAT selama 2 (dua) tahun terkahir.
    • Fotokopi NPWP atas nama koperasi.
    • Fotokopi KTP pengurus koperasi yang terdiri dari pengurus inti koperasi.
    • Surat kepengurusan koperasi yang dilegalisir oleh PKP-RI / GKP RI atau Dinas Koperasi dan menyatakan tidak terdapat hubungan keluarga.
    • Surat kuasa penandatanganan akad kredit.
    • Surat kuasa pendebetan rekening giro.
  • Dokumen Pendukung:
    • Daftar tagihan bendahara gaji.
    • Fotokopi buku kas selama 3 bulan terakhir.
    • Fotokopi slip gaji / rekap gaji 1 bulan terakhir.
    • Daftar calon peminjam (DCP) dan menyatakan tidak masuk kedalam
    • Anggota koperasi bermasalah.
    • Surat kuasa pemotongan gaji oleh calon anggota peminjam kepada
    • ejabat yang berwenang melakukan pemotongan gaji