Interest Rate

Deposit Insurance Rate (LPS)
Period 30 Juli – 30 September 2020
Commercial Bank
IDR  5.25 % Foreign Currency 1.50 %

Prime Lending Rate as 31 August 2020

 

Interest Rate Credit

Prime Landing Rate
Per 31 August 2020

Commercial Ritel
Micro
Consumer Loan
Mortgage Non Mortgage
8.94% 9.44% 9.94% 9.94% 9.94%

Description:

A. The Prime Lending Rate (prime lending rate) is not yet take into account the risk premium component whose magnitude

     depends on the bank’s  assessment of the riskof each debtor. Thus, the amount of lending rates charged to borrowers are

     not necessarily equal to the prime lending rate.

B. Non-Mortgage Consumer Loan does not include provision of funds through credit cards and unsecured loans.

BKE Deposits Rate
Amount
1 Month
3 Month
6 Month 12 Month
≤ 100 Juta 5.00 % 5.00 % 5.25% 5.25 %
> 100 Juta 5.25 % 5.25 % 5.50 % 5.50%
Savings & BKE Giro Rate
Product
Amount (IDR) Rate
  BKE Savings
< 10 Million 0,00%
   10 Million –1 Billion 3,00%
  1 Billion 5,00%
   BKE Giro
< 10 Million 0,00%
   10 Million – 1 Billion 3,00%
  > 1 Billion 5,00%
  > 10 Billion 7,25%
  TabunganKu < 500 Thousand 0%
  > 500 Thousand  –  1 Million 0,25%
  > 1 Million 1%
   Simpel Savings
0,00%
Features and Fees (IDR)
Items
BKE Savings
 BKE Giro
Initial deposit 500,000 1,000,000
Next minimum deposit 10,000
Admininistration Fee
a. If the balance of the month is below 10 million 25,000 25,000
b. If the balance of the month is above 10 million Free Free
Minimal balance N/A N/A
Dormant fee Free Free
Closing Fee Free Free