Interest Rate

Prime Lending Rate as 31 December 2019

Interest Rate Credit
Prime Landing Rate
Per 31 December 2019
Commercial Ritel
Micro
Consumer Loan
Mortgage Non Mortgage
11.46% 11.96% 12.46% 12.46% 12.46%

Description:

A. The Prime Lending Rate (prime lending rate) is not yet take into account the risk

premium component whose magnitude depends on the bank’s assessment of the risk

of each debtor. Thus, the amount of lending rates charged to borrowers are not

necessarily equal to the prime lending rate.

B. Non-Mortgage Consumer Loan does not include provision of funds through

credit cards and unsecured loans.

Time Deposit Rate
Amount
1 Month
3 Month
6 Month 12 Month
≤ 100 Juta 5.50 % 5.50 % 5.75 % 5.75 %
> 100 Juta 5.75 % 5.75 % 6.00 % 6.00 %
Savings Rate
Product
Amount (IDR) Rate
Mesra Saving
2,50%
Premium Saving
500 Ribu s/d 50 Juta 2,50%
  > 50 Juta s/d 100 Juta 3,50%
  > 100 Juta s/d 500 Juta 5,00%
  > 500 Juta s/d 1 Milyar 6,00%
  > 1 Milyar s/d 5 Milyar 6,25%
  > 5 Milyar s/d 10 Milyar 6,50%
  > 10 Milyar 6,75%
TabunganKu < 500ribu 0%
  > 500 ribu s/d 1 juta 0,25%
  > 1 juta 1%
Pintar Saving
4,50%
Pilar Saving
4,50%
Tabungan Simpel 2,50%
Mesra Pension 2,50%
Current Account Rates

Current Account (IDR)

Amount Rate
0 s/d 1 juta 0%
>1 juta s/d 200 juta 1,00%
> 200 Juta s/d 1 Milyar 1,50%
> 1 Milyar s/d 3 Milyar 2,00%
> 3 Milyar s/d 5 Milyar 2,50%
> 5 Milyar 3,00%

 

Current Account Premium (IDR)

Amount Rate
100 juta s/d 500 juta 3,00%
>500 juta s/d 1 Milyar 3,50%
> 1 Milyar s/d 3 Milyar 4,00%
> 3 Milyar s/d 5 Milyar 4,50%
> 5 Milyar 5,00%

 

Current Account Koperasi (IDR)

Amount Rate
< 1 Milyar 3,00%
> 1 Milyar 5,00%