Homeowner Credit

Homeowner Credit ( KPR ) is a credit facility, which enables easy and secured purchase of a house, villa, shop house, office house, apartment, plots from individuals, developers or property agents

Features & Benefit :

  • Competitive interest rates
  • Fast and easy process
  • Easy down-payment
  • Flexible loan terms up to 20 year
  • Dynamic:
    Credit home ownership intended to employees are civil servants /BUMN/ BUMD /  entrepreneurs, professional .
  • Suitable for any purpose
    You may use the fund to buy a house, for investment, development of a plot, renovation, construction to refinancing.

Terms & Condition:

  • Indonesian citizen living in Indonesia
  • Minimum age of 21 and maximum of 55 at the end of the loan term for employees and 65 for professional/self-employees
  • Permanent employment and regular income as permanent employee or professional/self-employees, with a minimum period of 1 year employment for employees, and 2 years in business for professional/self-employees
  • Required Documents :
No Documents Employee Professional Self Employee
1 Original, fully completed application form
2 Copy of ID Card of applicant and applicant’s spouse
3 Copy of marriage/divorce certificate (if married /divorced)
4 Copy of Family Registration Card
5 Copies of Bank Statement / savings account statement for the last 3 months
6 Copy of NPWP (Taxpayer Registration Number)
7 Most recent pay slip / Declaration of Earnings and letter confirming position/job
8 Copy of most recent balance sheet and statement of earnings
9 Copy of company deed of establishment and business licenses
10 Copy of professional practice certificate
11 Copy of documents proving ownership of collateral: SHM/SHGB, IMB & PBB