TabunganKu is a savings account for Indonesian citizens that offers easy and convenient requirements. The TabunganKu program is run jointly by banks in Indonesia so as to foster a culture of saving and boost people’s welfare


  • Customers under the age of 17 years old may use student ID or school reference letter accompanied by ID documents and approval from parents or any other authorative party
  • Free monthly administration fee (except ATM administration)
  • Minimum initial deposit of Rp. 20.000,-
  • Interest is calculated on daily basis.
  • Free book replacement cost.

Fee TabunganKu

Initial Deposit Deposit Minimum Fee Administrasi Closing Costs  Minimum Balance Change Book
Change ATM Card Fee Dormant
20.000 10.000 20.000 20.000


TabunganKu is published simultaneously by multiple banking institutions in Indonesia, and only available in Rupiah. The following are terms and conditions for the product:

  • Account available only in Rupiah
  • Only available for Indonesian citizen
  • Joint account “AND” or “OR” is not permitted
  • Customers are only allocated one account, unless opening a TabunganKu account for a minor
  • Customers will be provided with proof of ownership, such as TabunganKu bankbook and TabunganKu card facility
  • Inactivity for six recurring months will result in inactive account status
*) terms and conditions may change at any time