Credit given to a primary cooperative employees ( cooperative / employees ) and cooperative ( PKP/ GKP-RI) to working capital savings and loan for its members, where a bank do tying credit cooperative.
The intended target is Cooperatives (Simpan Pinjam) with executing pattern
Civil servants cooperative in the vicinity of the government agencies involved in the state owned business entities (BUMN) and regional owned business entities (BUMD) .
Civil servants cooperative in private companies with the following company criteria:
Are legal entities limited company ( PT).
Have operated more than 5 ( five ) years.
Not included in the economic sector and business activities containing high risk as:
Company commodities that are fluctuating high.
Company much influenced by a factor of external as factor weather and others.
In location of economic activities that is in a particular location, such as the area conflict unrest or / disaster prone.
A period of time for seven facilities: maximum seven years .
Fund their working capital savings and loan employee cooperative / employees
Versed more than 24 years serving credit for cooperatives civil servants / state-owned companies / bumd and cooperatives professional workers
The process easy and fast with marketing active pick up the ball
Disbursement could be done through account cooperatives
Requirements and provisions:
Fill in the Loan Application Form (FPP).
Copy of RAT of cooperative as a legal entity
Copy of RAT for the last 2 (two) years.
Copy of NPWP on behalf of the cooperative.
Copy of KTP of cooperative management consisting of the cooperative’s core management.
Cooperative management letter legalized by PKP-RI / GKP RI or the Cooperative Office and states there is no family relationship.
Letter of authorization for signing a credit agreement.
Power of Attorney Account debit.
a. List of treasurer salary bills
b. Copy of cash book for the past 3 months.
c. Copy of salary slip / salary recap of the last 1 month.
d. List of prospective borrowers (DCP) and states not entered into problematic cooperative members.
e. Power of attorney for salary deductions by prospective borrowers
f. Official authorized to make salary deductions