Interest Rate

Deposit Insurance Rate (LPS)
Period 29 May – 29 September 2021
Commercial Bank
IDR  4.00 % Foreign Currency 0.50 %

Prime Lending Rate as 31 August 2021

 

Interest Rate Credit

Prime Landing Rate
Per 31 August 2021

Commercial Ritel
Micro
Consumer Loan
Mortgage Non Mortgage
7.88% 8.38% 8.88% 8.88% 8.88%

Description:

A. The Prime Lending Rate (prime lending rate) is not yet take into account the risk premium component whose magnitude

     depends on the bank’s  assessment of the riskof each debtor. Thus, the amount of lending rates charged to borrowers are

     not necessarily equal to the prime lending rate.

B. Non-Mortgage Consumer Loan does not include provision of funds through credit cards and unsecured loans.

SeaBank Deposits Rate
Amount
1 Month
3 Month
6 Month
12 Month
≤ 100 Juta 3.00% 3.00 % 2.75 % 2.75 %
> 100 Juta 3.25 % 3.25 % 3.00 % 3.00 %
Savings and Current Account Rate
Product
Amount (IDR) Rate
  SeaBank Savings < 10 Million 0,00%
  10 Million – < 1 Billion 1,00%
   1 Billion – 5 Billion 2,00%
  > 5 Billion 3,50%
   SeaBank Current Account
< 10 Million 0,00%
  10 Million – < 1 Billion 0,75%
   1 Billion – 5 Billion 1,75%
  > 5 Billion 3,25%
  TabunganKu < 500 Thousand 0,00%
  > 500 Thousand  –  1 Million 0,25%
  > 1 Million 1,00%
   Simpel Savings
0,00%
 SeaBank  Savings (Digital) 4,00%
Features and Fees (IDR)
Items
 Savings
 Current Account
Initial deposit 500,000 1,000,000
Next minimum deposit 10,000
Admininistration Fee
a. If the balance of the month is below 10 million 25,000 25,000
b. If the balance of the month is above 10 million Free Free
Minimal balance N/A N/A
Dormant fee Free Free
Closing Fee Free Free