Interest Rate
Deposit Insurance Rate (LPS)
| Period 30 September 2021 – 28 January 2022 |
| Commercial Bank |
| IDR 3.50 % |
Foreign Currency 0.25% |
Prime Lending Rate as 31 December 2021
|
Interest Rate Credit
|
Prime Landing Rate
Per 31 December 2021
|
| Commercial |
Ritel
|
Micro
|
Consumer Loan
|
| Mortgage |
Non Mortgage
|
| 11.80% |
11.80% |
13.10% |
11.80% |
11.80% |
Description:
A. The Prime Lending Rate (prime lending rate) is not yet take into account the risk premium component whose magnitude
depends on the bank’s assessment of the riskof each debtor. Thus, the amount of lending rates charged to borrowers are
not necessarily equal to the prime lending rate.
B. Non-Mortgage Consumer Loan does not include provision of funds through credit cards and unsecured loans.
SeaBank Deposits Rate
Amount
|
1 Month
|
3 Month
|
6 Month
|
12 Month
|
| ≤ 100 Juta |
2.75% |
2.75% |
2.50 % |
2.50 % |
| > 100 Juta |
3.00 % |
3.00 % |
2.75% |
2.75% |
Savings and Current Account Rate
Product
|
Amount (IDR) |
Rate |
| SeaBank Savings |
< 10 Million |
0,00% |
| |
10 Million – < 1 Billion |
0,75% |
| |
1 Billion – 5 Billion |
1,75% |
| |
> 5 Billion |
3,25% |
SeaBank Current Account
|
< 10 Million |
0,00% |
| |
10 Million – < 1 Billion |
0,50% |
| |
1 Billion – 5 Billion |
1,50% |
| |
> 5 Billion |
3,00% |
| TabunganKu |
< 500 Thousand |
0,00% |
| |
> 500 Thousand – 1 Million |
0,25% |
| |
> 1 Million |
1,00% |
Simpel Savings
|
– |
0,00% |
| SeaBank Savings (Digital) |
– |
4,00% |
Features and Fees (IDR)
Items
|
Savings
|
Current Account
|
| Initial deposit |
500,000 |
1,000,000 |
| Next minimum deposit |
10,000 |
– |
| a. If the balance of the month is below 10 million |
25,000 |
25,000 |
| b. If the balance of the month is above 10 million |
Free |
Free |
