Multipurpose Credit

Multipurpose Credit (KMG) is a credit given by Bank BKE to individual debtors for consumptive purposes based on the fixed income / average debtor and can be accompanied by collateral items (land and buildings / apartments / house / shop house  / SOHO)

Features & Benefit :

  • Competitive interest rates
  • Fast and easy process
  • Flexible loan terms up to 10 years
  • Dynamic:
    Credit intended for to employees are Civil Servants BUMN / BUMD / entrepreneurs , professional
  • Flexible:
    Direct financing to consumers / the applicant either individually ( direct selling ) or collectively ( indirect selling) with collateral of the home or apartment / shop-house / shop .

Terms & Condition:

  • Indonesian citizen living in Indonesia
  • Minimum age of 21 and maximum of 55 at the end of the loan term for employees and 65 for professional /self-employees
  • Permanent employment and regular income as permanent employee or professional/self-employees, with a minimum period of 1 year employment for employees, and 2 years in business for professional/self-employees
  • Required Documents :
No Documents Employee Professional Self Employee
1 Original, fully completed application form
2 Copy of ID Card of applicant and applicant’s spouse
3 Copy of marriage/divorce certificate (if married /divorced)
4 Copy of Family Registration Card
5 Copies of Bank Statement / savings account statement for the last 3 months
6 Copy of NPWP (Taxpayer Registration Number)
7 Most recent pay slip / Declaration of Earnings and letter confirming position/job
8 Copy of most recent balance sheet and statement of earnings
9 Copy of company deed of establishment and business licenses
10 Copy of professional practice certificate
11 Copy of documents proving ownership of collateral: SHM/SHGB, IMB & PBB