TabunganKu is a savings account for Indonesian citizens that offers easy and convenient requirements. TabunganKu program is run jointly by banks in Indonesia so as to foster a culture of saving and boost people’s welfare

TabunganKu is published simultaneously by multiple banking institutions in Indonesia, and only available in Rupiah. The following are terms and conditions for the product:

  1. Account available only in Rupiah
  2. Only available for Indonesian citizen
  3. Joint account “AND” or “OR” is not permitted
  4. Customers are only allocated one account, unless opening a TabunganKu account for a minor
  5. Customers will be provided with proof of ownership, such as TabunganKu bankbook and TabunganKu card facility
  6. Inactivity for six recurring months will result in inactive account status


  • Free monthly administration fee
  • Minimum initial deposit Rp 20.000
  • Minimum regular deposit Rp 10.000
  • Interest rates adjusted to account balance

Fee TabunganKu

Initial Deposit Deposit Minimum Fee Administrasi Closing Costs  Minimum Balance Change Book
Change ATM Card Fee Dormant
20.000 10.000 20.000 20.000

Terms & Conditions

Type of Account Holder
Individual—adult Proof of identity (KTP/Passport)
Individual—minor without guardian
  • Student card/Statement Letter from school
  • Proof of identity of parent/guardian
  • Permission letter from parent/guardian
  • 3×4 cm photograph
  • Individual account form (if parent/guardian is not a SeaBank customer)
Individual—minor with guardian
  • Birth certificate/family record
  • Proof of identity of parent/guardian
  • Student card (if available)
  • Court ordered guardian appointment letter (if represented by guardian)